Human Resources | Employee Benefits: Disability Information

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Disability Insurance Premium Rates


UNUM Long Term Disability Insurance

UNUM Disability Insurance -- Disability insurance is available after completing one year of service with Trinity. Employees not enrolling at the time of their one-year anniversary may participate in the program only with evidence of insurability and may enroll only during open enrollment for the next benefit plan year. New employees who were covered under a comparable disability plan with their previous employer are eligible for Trinity's disability insurance immediately. Certification of previous coverage is required and such coverage must have been in force within 3 months of employment with Trinity.

UNUM Long-Term Disability Plan Document



  • Annual Salary x 0.00030667 24 Pay Periods
  • Annual Salary x 0.00061333 Monthly (12)
  • Annual Salary x 0.00081777 Monthly ( 9)